The L-Funds’ invest in a mix of the G, F, C, S, and I Funds based on a particular time horizon, or target retirement date. The investment mix of each L Fund becomes more conservative as its target date approaches. L-Funds should be avoided when any ONE of the C, S, I, or F funds are in the RED. The investment mix of the L-Funds offer little if any protection from market losses during severe down turns in the market.
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